CTClaimThreadOne continuous claim record
Use cases

Designed around the people who actually move a claim.

ClaimThread keeps one underlying record while allowing different participants to work with the context relevant to their role.

Trustee governance & oversight

Use ClaimThread as a governance layer across insurer and administrator handling, with clearer visibility of evidence, service progress, decisions, complaints and review activity.

  • Insurer and administrator oversight
  • Service, evidence and decision visibility
  • Reviewable accountability and chronology

Super fund member experience

Offer members a structured onboarding and lifecycle visibility experience for TPD and income protection claims, alongside existing insurer and administrator arrangements.

  • Member claim onboarding
  • Lifecycle status and next actions
  • Clearer evidence and decision visibility

Insurer transparency & fairness

Show how the claim was handled by keeping evidence, requests, service progress, reasoning and decisions visible and reviewable across the lifecycle.

  • Transparent evidence and request trail
  • Fairness and decision provenance
  • Clear service commitments and accountability

Individuals โ€” TPD & income protection

Give people a clearer way to start and follow a complex claim, especially TPD and income protection, from onboarding through evidence, assessment, decision and review.

  • Guided claim intake
  • Health, work and evidence visibility
  • Requests, status and next actions

Clinical evidence

Replace generic information requests with questions generated from the live evidence gaps and recorded duties.

  • Focused clinician questions
  • Functional duty context
  • Consent-aware architecture

Adviser onboarding & lifecycle visibility

Use ClaimThread as the structured intake layer when a client first needs help with a claim, then maintain visibility over the claim lifecycle from evidence collection through assessment, decision, review and payment.

  • Guided onboarding intake
  • Evidence, requests and next-action visibility
  • Lifecycle status, decisions and claim pack

Employer claims coordination

Give HR and employer teams a simplified way to provide workplace information, respond to evidence requests and track their responsibilities in the claim process.

  • Employment and duty information
  • Requests, owners and due dates
  • Status and next-action visibility

External dispute review / AFCA readiness

Make a claim easier to review by preserving the chronology, evidence provenance, requests, decisions, complaints and service history in one coherent record. Direct AFCA integration remains future-state unless separately verified.

  • Review-ready chronology
  • Evidence and decision provenance
  • Less manual file reconstruction

Operational intelligence

The shared record creates a basis for understanding delays, duplicate requests, bottlenecks and repeated evidence problems.

  • Service clocks
  • Open actions
  • Audit-ready events
For individuals, advisers, employers, trustees and super funds

From onboarding to outcome, without losing the thread.

ClaimThread gives individuals a clearer way to navigate TPD and income protection claims, helps advisers support those claims, gives employers a simpler way to coordinate workplace information and responsibilities, gives trustees stronger governance and oversight, and gives super funds a practical member-facing experience they can offer alongside existing insurer and administrator arrangements.

OnboardCapture claim, cover, parties and core context
Build the storyHealth, work and functional impact
Track evidenceSee what is in and what is missing
Follow actionsKnow who is responsible next
See decisionsReasoning and review remain visible
Keep the client informedOne lifecycle view from start to finish
A practical example

A missing functional report should not become three disconnected tasks.

Gap detectedFunctional capacity evidence missing
Request createdHolder and rationale carried forward
Task createdFollow-up has an owner and due date
Questions generatedClinician sees claim-specific context
Evidence receivedAdded to the same record
Assessment updatedDecision trail remains reviewable